Author: Grant Stephens

Knowing the process early can save a lot of stress. Using your KiwiSaver for your first home deposit is one of the most common ways first home buyers get across the line. But there’s a timing catch worth understanding before you sign anything.  The catch-22  To start a KiwiSaver withdrawal, you need a signed and dated agreement….

Found your dream home, but the seller won’t sort a CCC? Here’s what changes for your loan.  It’s a common (and stressful) scenario: you’ve found the place, but part of it, say a conservatory or bathroom renovation, was never consented or signed off with a Code Compliance Certificate (CCC), and the seller isn’t willing to sort it…

Did the love of your life find their home before they found you? No problem, you can buy into it too, so long as it’s done properly.  We see this a lot: one partner already owns the home, and rather than sell up and buy something new together, the other partner wants to buy in. It’s a…